Finding the right home at the right price is just one aspect of a home sale or purchase. RE/MAX Heart of America is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 5733419494 if your needs include a real estate pro experienced in the business side of real estate.

Expected closing costs

There are certain normal fees associated with closing the sale of a house. These fees are often split between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Missouri to help guide you through your deal.

Costs pertaining to your mortgage to be paid at closing    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your sale, not only will I work to get the optimal sales price, but I'll also push for lower closing costs. And once we've come to an agreement, I'll fully clarify the closing costs so you are informed of exactly where your money is going.

Buyers: When purchasing real estate in Phelps County, you will be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a reasonable range so you're not surprised when you come to the closing table. I'll be happy to look over the GFE with you, answering your questions and highlighting any estimates that seem questionable.
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